[{"data":1,"prerenderedAt":581},["ShallowReactive",2],{"header-resources":3,"header-tools":202,"header-use-cases":223,"\u002Fuse-cases\u002Fconstruction\u002Fprocurement":260,"customers-construction":564,"useCaseStatement-none":7,"sector-pages":570,"customers-list":571,"homepage-cta":7},[4,34,54,74,94,114],{"id":5,"title":6,"abstract":7,"author":7,"body":8,"contributors":7,"date":23,"description":24,"extension":25,"featured":26,"kind":7,"length":7,"meta":27,"navigation":28,"path":29,"pdf":7,"pillar":7,"seo":30,"sitemap":31,"stem":32,"__hash__":33},"resources\u002Fresources\u002Fcfi-score-action.md","CFI Score Action",null,{"type":9,"value":10,"toc":19},"minimark",[11,15],[12,13,6],"h1",{"id":14},"cfi-score-action",[16,17,18],"p",{},"Coming soon: Resources and guides for improving your CFI (Contractor Financial Intelligence) Score.",{"title":20,"searchDepth":21,"depth":21,"links":22},"",2,[],"2024-01-01","Resources and guides for improving your CFI (Contractor Financial Intelligence) Score","md",false,{},true,"\u002Fresources\u002Fcfi-score-action",{"title":6,"description":24},{"loc":29},"resources\u002Fcfi-score-action","qthnWZ9or0VkU98kRN20_n1IQLSVN9gbiApK8YEQGGA",{"id":35,"title":36,"abstract":7,"author":7,"body":37,"contributors":7,"date":23,"description":47,"extension":25,"featured":26,"kind":7,"length":7,"meta":48,"navigation":28,"path":49,"pdf":7,"pillar":7,"seo":50,"sitemap":51,"stem":52,"__hash__":53},"resources\u002Fresources\u002Findustry-reports.md","Industry Reports",{"type":9,"value":38,"toc":45},[39,42],[12,40,36],{"id":41},"industry-reports",[16,43,44],{},"Coming soon: Comprehensive industry reports and analysis on construction and financial trends.",{"title":20,"searchDepth":21,"depth":21,"links":46},[],"Comprehensive industry reports and analysis on construction and financial trends",{},"\u002Fresources\u002Findustry-reports",{"title":36,"description":47},{"loc":49},"resources\u002Findustry-reports","MmrDvZIUpJqw65GSjAnEfg_r_ukJ_tckhOYyYYwMkD8",{"id":55,"title":56,"abstract":7,"author":7,"body":57,"contributors":7,"date":23,"description":67,"extension":25,"featured":26,"kind":7,"length":7,"meta":68,"navigation":28,"path":69,"pdf":7,"pillar":7,"seo":70,"sitemap":71,"stem":72,"__hash__":73},"resources\u002Fresources\u002Fresearch.md","Research",{"type":9,"value":58,"toc":65},[59,62],[12,60,56],{"id":61},"research",[16,63,64],{},"Coming soon: Original research and data insights on the construction industry.",{"title":20,"searchDepth":21,"depth":21,"links":66},[],"Original research and data insights on the construction industry",{},"\u002Fresources\u002Fresearch",{"title":56,"description":67},{"loc":69},"resources\u002Fresearch","bvZiXioNSUPqYWJmcOfJhDutkg5g-z2_huSf1AcUuiU",{"id":75,"title":76,"abstract":7,"author":7,"body":77,"contributors":7,"date":87,"description":84,"extension":25,"featured":26,"kind":7,"length":7,"meta":88,"navigation":28,"path":89,"pdf":7,"pillar":7,"seo":90,"sitemap":91,"stem":92,"__hash__":93},"resources\u002Fresources\u002Ftools.md","Tools",{"type":9,"value":78,"toc":85},[79,82],[12,80,76],{"id":81},"tools",[16,83,84],{},"Free calculators and lookups for builders, lenders, and program managers.",{"title":20,"searchDepth":21,"depth":21,"links":86},[],"2026-05-21",{},"\u002Fresources\u002Ftools",{"title":76,"description":84},{"loc":89},"resources\u002Ftools","HS9BPieyLlvpvSVjckAtIdR89dB0Hz35lxq_Ho8Lm9o",{"id":95,"title":96,"abstract":7,"author":7,"body":97,"contributors":7,"date":23,"description":107,"extension":25,"featured":26,"kind":7,"length":7,"meta":108,"navigation":28,"path":109,"pdf":7,"pillar":7,"seo":110,"sitemap":111,"stem":112,"__hash__":113},"resources\u002Fresources\u002Fwhitepapers.md","Whitepapers",{"type":9,"value":98,"toc":105},[99,102],[12,100,96],{"id":101},"whitepapers",[16,103,104],{},"In-depth whitepapers on construction finance, technology, and industry best practices.",{"title":20,"searchDepth":21,"depth":21,"links":106},[],"In-depth whitepapers on construction finance, technology, and industry best practices",{},"\u002Fresources\u002Fwhitepapers",{"title":96,"description":107},{"loc":109},"resources\u002Fwhitepapers","e0_tBnpPeGs6E14fBTSla7v2OCi6spONCohsJsxVQdw",{"id":115,"title":116,"abstract":117,"author":118,"body":119,"contributors":188,"date":190,"description":191,"extension":25,"featured":28,"kind":192,"length":193,"meta":194,"navigation":28,"path":195,"pdf":196,"pillar":197,"seo":198,"sitemap":199,"stem":200,"__hash__":201},"resources\u002Fresources\u002Fwhitepapers\u002Fcan-you-make-the-company-better.md","Can You Make the Company Better?","Construction has spent decades investing in better projects. It has not asked, with the same intensity, whether it is building better construction companies. This paper defines five dimensions of subcontractor strength, walks the framework through two composite scenarios, introduces the Better-Company Loop, and argues that the next phase of construction modernization should be measured against a higher standard.","ConStrat AI",{"type":9,"value":120,"toc":183},[121,126,129,132,135,138,141,145,148,176,180],[122,123,125],"h2",{"id":124},"abstract","Abstract",[16,127,128],{},"Construction has spent decades investing in better projects, and the investment has paid off. Building information modeling improved design coordination. Cloud platforms connected the field and the office. Prefabrication moved portions of production into controlled environments, and artificial intelligence is beginning to influence estimating, scheduling and risk.",[16,130,131],{},"There is a different question, however, that construction technology has not addressed with the same intensity: are we building better construction companies?",[16,133,134],{},"A subcontractor can run modern project-management software and still have poor visibility into its own cash position. It can win more work than it has the working capital to execute. It can grow revenue while becoming financially weaker. And it can discover a problem with project profitability only after the opportunity to correct it has passed.",[16,136,137],{},"FMI found that 79% of contractors could improve labor productivity by at least 6% through better management — a gap that is not primarily one of technology or craft skill, but of management. Construction’s productivity challenge therefore reaches past technology, labor and project management into the performance of the companies themselves, and that is the part the industry has left most thinly addressed.",[16,139,140],{},"This paper sets out a framework for addressing it: five dimensions of subcontractor strength, the operational signals that make each one measurable, and a repeatable loop for improving them — measured against a higher standard: can you make the company better?",[122,142,144],{"id":143},"inside-the-paper","Inside the paper",[16,146,147],{},"Eight sections, drawing on research from PwC, the McKinsey Global Institute, the U.S. Bureau of Labor Statistics, FMI, Billd and the Surety & Fidelity Association of America:",[149,150,151,155,158,161,164,167,170,173],"ul",{},[152,153,154],"li",{},"Why the company — not the project — is construction technology’s blind spot",[152,156,157],{},"The subcontractor’s financial paradox, and why profitable companies still run out of cash",[152,159,160],{},"How growth can make a weak contractor weaker",[152,162,163],{},"Five dimensions of subcontractor strength: financial visibility, project profitability, cash predictability, institutional readiness and management discipline",[152,165,166],{},"The framework in practice, walked through two composite scenarios — growth outrunning cash, and the bonding threshold. Both are constructed to demonstrate the framework; neither describes a specific customer",[152,168,169],{},"The Better-Company Loop: connect, measure, detect, act, improve",[152,171,172],{},"Building the intelligence layer for the subcontractor",[152,174,175],{},"How stronger subcontractors strengthen general contractors, owners, lenders, sureties and the contractor-development ecosystem — partner programs, CDFIs, trade associations, workforce initiatives and public agencies",[122,177,179],{"id":178},"about-constrat-ai","About ConStrat AI",[16,181,182],{},"ConStrat AI is building financial intelligence infrastructure for the construction industry, with a focus on helping contractors better understand, manage and improve the companies behind the projects they build. The mission is simple: build better contractors.",{"title":20,"searchDepth":21,"depth":21,"links":184},[185,186,187],{"id":124,"depth":21,"text":125},{"id":143,"depth":21,"text":144},{"id":178,"depth":21,"text":179},[189],"danielle_martin","2026-08-01","A framework for building stronger, more bankable, more productive subcontractors.","WHITEPAPER","16 pages",{},"\u002Fresources\u002Fwhitepapers\u002Fcan-you-make-the-company-better","\u002Fwhitepapers\u002Fconstrat-ai-can-you-make-the-company-better.pdf","WHITEPAPERS",{"title":116,"description":191},{"loc":195},"resources\u002Fwhitepapers\u002Fcan-you-make-the-company-better","vNpBBY_owT3_iMVP6g-z-e4zLMfEBPVV82p-vCem_tI",[203],{"id":204,"title":205,"blurb":206,"body":207,"category":214,"description":20,"extension":25,"icon":7,"meta":215,"navigation":28,"order":216,"path":217,"seo":218,"sitemap":219,"status":220,"stem":221,"__hash__":222},"tools\u002Fresources\u002Ftools\u002Fmiher-revenue.md","MiHER Revenue Calculator","Estimate your annual MiHER program revenue based on contractor role, pipeline volume, rebate mix, and margin.",{"type":9,"value":208,"toc":212},[209],[210,211],"miher-calculator",{},{"title":20,"searchDepth":21,"depth":21,"links":213},[],"CALCULATOR",{},1,"\u002Fresources\u002Ftools\u002Fmiher-revenue",{"title":205,"description":20},{"loc":217},"live","resources\u002Ftools\u002Fmiher-revenue","sH3CkEFDsQQMkwi1kiR8mb8VXy4DXwaT0qV7DP80n9c",[224,228,232,236,240,244,248,252,256],{"title":225,"cardText":7,"subtitle":226,"path":227},"Construction Managers and General Contractors","CMs and GCs are tasked with delivering complex projects on time and on budget—yet they rely heavily on smaller trade contractors who are often stretched thin. When those contractors face delays, cash flow issues, or operational breakdowns, it directly threatens the GC’s ability to perform.","\u002Fuse-cases\u002Fconstruction\u002Fconstruction-managers",{"title":229,"cardText":7,"subtitle":230,"path":231},"Contractors","Contractors carry the risk, fund the work, and face relentless pressure—often with limited resources and impossible demands.","\u002Fuse-cases\u002Fconstruction\u002Fcontractors",{"title":233,"cardText":234,"subtitle":7,"path":235},"Construction","Business intelligence for data driven decision making.\nStop guessing, start knowing—before problems become emergencies.\n","\u002Fuse-cases\u002Fconstruction\u002Fmain",{"title":237,"cardText":7,"subtitle":238,"path":239},"Program Managers","We provide real-time visibility into subcontractor performance, financial health, and compliance to support program managers.","\u002Fuse-cases\u002Fconstruction\u002Fprocurement",{"title":241,"cardText":7,"subtitle":242,"path":243},"Bonding Agents","Real-time visibility into contractor bonding risk and capacity","\u002Fuse-cases\u002Ffinance\u002Fbonding-agents",{"title":245,"cardText":7,"subtitle":246,"path":247},"CDFIs","What do they need","\u002Fuse-cases\u002Ffinance\u002Fcdfis",{"title":249,"cardText":250,"subtitle":7,"path":251},"Finance","Real-time underwriting intelligence for lenders and sureties.\nMonitor risk continuously, not quarterly.\n","\u002Fuse-cases\u002Ffinance\u002Fmain",{"title":253,"cardText":254,"subtitle":7,"path":255},"Government","De-risk capital deployment with real-time contractor health intelligence.\nBetter oversight, better outcomes.\n","\u002Fuse-cases\u002Fgovernment\u002Fmain",{"title":257,"cardText":258,"subtitle":7,"path":259},"Manufacturing","Real-time margin and cash visibility for manufacturers.\nTrack profitability as production moves, not after the fact.\n","\u002Fuse-cases\u002Fmanufacturing\u002Fmain",{"id":261,"title":237,"body":262,"cardImage":7,"cardText":7,"description":20,"extension":25,"keyConcerns":556,"meta":559,"navigation":28,"path":239,"seo":560,"sitemap":561,"stem":562,"subtitle":238,"video":7,"__hash__":563},"useCases\u002Fuse-cases\u002Fconstruction\u002Fprocurement.md",{"type":9,"value":263,"toc":545},[264,269,296,300,340,344,370,374,400,404,430,434,460,464,509,513],[265,266,268],"h3",{"id":267},"subcontractor-overview-management","Subcontractor Overview & Management",[149,270,271,278,284,290],{},[152,272,273,277],{},[274,275,276],"strong",{},"Centralized Database",": Maintain a roster of subcontractors with profiles including trade types, contact information, and historical performance",[152,279,280,283],{},[274,281,282],{},"Advanced Filtering",": Filter by trade type, ConStrat Score, custom scores, active contracts, contractor status, and financial metrics (approved\u002Fcommitted\u002Favailable spend)",[152,285,286,289],{},[274,287,288],{},"At-a-Glance Metrics",": View total contractors, active contractors, average scores, total projects, and high-risk contractor counts",[152,291,292,295],{},[274,293,294],{},"Multi-Score System",": Track both ConStrat standardized scores and custom internal scoring",[265,297,299],{"id":298},"risk-assessment-dashboard","Risk Assessment Dashboard",[149,301,302,308,328,334],{},[152,303,304,307],{},[274,305,306],{},"Three-Tier Risk Classification",": Automatically categorize contractors as High Risk, Medium Risk, or Low Risk",[152,309,310,313,314],{},[274,311,312],{},"Real-Time Risk Alerts",": Notifications for:\n",[149,315,316,319,322,325],{},[152,317,318],{},"Performance score declines",[152,320,321],{},"Insurance policy expirations",[152,323,324],{},"Financial health concerns",[152,326,327],{},"Project delays or issues",[152,329,330,333],{},[274,331,332],{},"Project Risk Analysis",": Identify projects at risk with visibility into alert counts, contractor counts, and total spend per project",[152,335,336,339],{},[274,337,338],{},"Proactive Monitoring",": Address issues before they impact timelines or budgets",[265,341,343],{"id":342},"financial-health-tracking","Financial Health Tracking",[149,345,346,352,358,364],{},[152,347,348,351],{},[274,349,350],{},"Payment Reliability",": Monitor on-time payment percentages across subcontractors",[152,353,354,357],{},[274,355,356],{},"Insurance Coverage",": Track insurance status and adequacy across your contractor base",[152,359,360,363],{},[274,361,362],{},"Bonding Capacity",": View total available bonding capacity to ensure contractors can handle project scopes",[152,365,366,369],{},[274,367,368],{},"Financial Alerts",": Get notified of concerning financial trends or changes in contractor financial stability",[265,371,373],{"id":372},"resource-planning-budget-management","Resource Planning & Budget Management",[149,375,376,382,388,394],{},[152,377,378,381],{},[274,379,380],{},"Trade Type Financial Allocation",": Visualize approved, committed, and available spend by trade type with color-coded thresholds (green \u003C50%, yellow 50-70%, orange 70-80%, red 80%+)",[152,383,384,387],{},[274,385,386],{},"Project-Level Allocation Tracking",": See contractor allocations across active projects with total spend per project",[152,389,390,393],{},[274,391,392],{},"Budget Oversight",": Monitor committed vs. approved spend to prevent budget overruns",[152,395,396,399],{},[274,397,398],{},"Capacity Planning",": Identify available spend capacity by trade type for new project planning",[265,401,403],{"id":402},"performance-trends-analytics","Performance Trends & Analytics",[149,405,406,412,418,424],{},[152,407,408,411],{},[274,409,410],{},"CFI Score Trends",": Track Construction Financial Intelligence (CFI) scores over time with multi-month trend analysis",[152,413,414,417],{},[274,415,416],{},"Completion Rate Tracking",": Monitor project completion rates by contractor to identify top performers",[152,419,420,423],{},[274,421,422],{},"Performance Insights",": Receive automated insights on contractor performance trends, improvements, and concerns",[152,425,426,429],{},[274,427,428],{},"Historical Analysis",": Compare contractor performance across multiple projects and time periods",[265,431,433],{"id":432},"compliance-management","Compliance Management",[149,435,436,442,448,454],{},[152,437,438,441],{},[274,439,440],{},"Insurance Expiry Tracking",": Monitor insurance expiration dates with alerts for items expiring within 30 days",[152,443,444,447],{},[274,445,446],{},"License Management",": Track contractor license expiration dates and renewal status",[152,449,450,453],{},[274,451,452],{},"Compliance Metrics",": View percentage of contractors with valid insurance and licenses",[152,455,456,459],{},[274,457,458],{},"Automated Alerts",": Get notified of expired or expiring compliance documents with severity-based prioritization (high\u002Fmedium\u002Flow)",[122,461,463],{"id":462},"program-manager-workflow","Program Manager Workflow",[465,466,467,473,479,485,491,497,503],"ol",{},[152,468,469,472],{},[274,470,471],{},"Discovery & Evaluation",": Use the Overview tab to filter and identify potential subcontractors by trade type, scores, and financial capacity",[152,474,475,478],{},[274,476,477],{},"Risk Assessment",": Review the Risk Assessment tab to evaluate contractor risk levels and identify any active alerts",[152,480,481,484],{},[274,482,483],{},"Financial Verification",": Check the Financial Health tab to verify payment reliability, insurance coverage, and bonding capacity",[152,486,487,490],{},[274,488,489],{},"Resource Planning",": Use the Resource Planning tab to ensure adequate budget allocation and contractor capacity for your project needs",[152,492,493,496],{},[274,494,495],{},"Performance Review",": Analyze the Performance Trends tab to understand historical performance and completion rates",[152,498,499,502],{},[274,500,501],{},"Compliance Check",": Verify all compliance requirements are met through the Compliance tab before finalizing contracts",[152,504,505,508],{},[274,506,507],{},"Ongoing Monitoring",": Continuously monitor contractor performance, financial health, and compliance throughout project execution",[122,510,512],{"id":511},"benefits","Benefits",[149,514,515,521,527,533,539],{},[152,516,517,520],{},[274,518,519],{},"Reduce Risk",": Proactively identify and mitigate contractor-related risks before they impact projects",[152,522,523,526],{},[274,524,525],{},"Optimize Budget",": Track and manage spend allocation across trade types and projects to prevent overruns",[152,528,529,532],{},[274,530,531],{},"Ensure Compliance",": Automatically monitor insurance and license expirations to maintain regulatory compliance",[152,534,535,538],{},[274,536,537],{},"Improve Performance",": Use historical data and trends to select and retain high-performing contractors",[152,540,541,544],{},[274,542,543],{},"Streamline Procurement",": Centralize all subcontractor information and evaluation criteria in one platform",{"title":20,"searchDepth":21,"depth":21,"links":546},[547,549,550,551,552,553,554,555],{"id":267,"depth":548,"text":268},3,{"id":298,"depth":548,"text":299},{"id":342,"depth":548,"text":343},{"id":372,"depth":548,"text":373},{"id":402,"depth":548,"text":403},{"id":432,"depth":548,"text":433},{"id":462,"depth":21,"text":463},{"id":511,"depth":21,"text":512},[557,558],"Understanding Sub Contractor Default Risk","Qualifying Bids",{},{"title":237,"description":20},{"loc":239},"use-cases\u002Fconstruction\u002Fprocurement","p2H-jcoiU3gxuHzm6GrHzC1FVn2nREhd5iewXzSFUPA",[565],{"name":566,"logo":567,"logoType":568,"segment":569},"Rowe Trucking","\u002Fcustomer-logos\u002Frowe-trucking-logo.webp","img","construction",[],[572,575,579],{"name":573,"short":574,"logo":20,"logoType":568},"Lifeline Global Consulting","Lifeline",{"name":576,"short":577,"logo":578,"logoType":568},"Motor City Contractor Fund","Motor City","https:\u002F\u002Fimages.squarespace-cdn.com\u002Fcontent\u002Fv1\u002F63e24a28a7c03e327fc0f926\u002F3b4f72d1-4c02-4786-857f-99bd305c67b7\u002FMCCF+Logo-2000px.png?format=150w",{"name":566,"short":580,"logo":567,"logoType":568},"Rowe",1786576636219]