CDFIs are asked to fund contractors whose fortunes can change week-to-week — yet underwriting is still built on PDFs, self-reported numbers, and financials that lag the reality of the job site.

ConStrat AI gives you real-time, ground-truth visibility into a contractor’s operational and financial health — automatically. We connect directly to the tools your borrowers already use (accounting, banking, project management, field ops) to surface precise indicators like cash-flow strain, backlog shifts, job-level burn rate, and cost-to-complete risk.

No more guessing. No more waiting for month-old statements. ConStrat turns fragmented contractor data into clear, auditable signals you can trust — helping you make faster, safer lending decisions while expanding access to capital for the communities you serve.